Life Insurance

The presence of Dystonia may impact how underwriters assess an individual’s eligibility for life insurance, critical illness cover, and income protection, based on various factors:

1. When you were diagnosed with Dystonia
2. Medication
3. Treatment / Surgery
4. Frequency and severity of symptoms
5. Any other medical conditions

The impact of having Dystonia on life insurance premiums can range from increased premiums, special terms, to potential declination in severe cases. In most cases for Dystonia life insurance applications, you’ll need to submit medical evidence like a report from your GP or specialist to support your application.

Critical Illness

Individuals diagnosed with pre-existing medical conditions, such as Dystonia, seeking critical illness cover will be required to submit extra information and evidence for insurance underwriters to evaluate their application. In the standard process for applying for Dystonia critical illness cover, after disclosing your condition, you will be required to submit a medical report from your GP or specialist.

Critical illness cover is available for most neurological conditions, but there may be special terms, exclusions, or potential decline for severe cases. There are various types of Dystonia, each with varied impacts on eligibility for Dystonia critical illness cover.

Income Protection

 Dystonia may have an impact on whether or not income protection will be available to you. It depends on how severe your symptoms are and whether or not you have had to take much time off work as a result of your condition. Dystonia income protection can be difficult to get due to additional risks in relation to your ability to work, as well as potential issues that a person may experience suffering from Dystonia.