Life Insurance
Pseudoxanthoma elasticum is a condition that varies in its effects among individuals. One aspect of our responsibility involves reviewing your specific situation in order to determine the most suitable life insurance for you.
Things we’d need to know:
- What are your symptoms?
- Do you take medication?
- Has your eye sight been affected?
- Have you had any heart related complications?
- Have you had surgery?
Life insurance considerations for individuals with pseudoxanthoma elasticum typically require individual assessment by the insurance provider. The insurer requires a report from your GP to understand the impact of the condition on you. The insurer is interested in information regarding complications to the blood vessels, any pain experienced, and any secondary conditions that exist. It is typical for insurers to request a medical report from a GP, so there is no need for concern if this is requested.
It’s probable that any Life Insurance cover available will come with non-standard terms, resulting in a higher base policy premium. This does not indicate that the prices will be unreasonable.
In certain situations where surgery is imminent or the condition is significantly impacting your daily life, you may experience insurers delaying or denying your application. Our advisers are prepared to assist you in finding different insurance providers that can meet your requirements.
Critical Illness
Critical illness cover may not be readily accessible to individuals with pseudoxanthoma elasticum through typical insurance providers. Applications for critical illness cover are evaluated based on a report from your GP, which includes information like time since diagnosis, symptom severity, and treatments being received.
The insurer will focus on any issues you encounter with your heart and eyes to assess if your condition poses a higher risk for claiming on this policy.
Applications for critical illness cover from individuals with pseudoxanthoma elasticum will be carefully reviewed by the senior underwriting team at the insurance company on a case by case basis. In cases where standard market doesn’t offer critical illness cover, we have specialist insurers we can get in touch with on your behalf.
Income Protection
Income protection for individuals with pseudoxanthoma elasticum is frequently not offered in the typical insurance market. The insurance company you contact will inquire about how the condition has affected your work, the severity and occurrence of your symptoms, and any additional conditions you may have.
The medical underwriting team at the insurance company will assess applications individually to achieve the optimal result.
How We Work
1: We contact you and take down your details, income outgoings, name, address etc.
2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.
3: You upload the documents and information needed via our channel our online portal.
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