Life Insurance
Cheerleading is performed at various levels: local, regional, national, and professional. Sometimes, cheerleaders will demonstrate their skills overseas to either support their team or compete in competitions.
Our advisors will inquire about the best life insurance options for you.
- What is your cheerleading schedule like?
- Are you involved in competitions?
- Does your cheerleading involve overseas travel or is it only in the UK?
Regardless of whether you cheerlead in the UK or overseas, it’s probable that you’ll have access to a life insurance policy with standard terms. Cheerleading is not normally included in the insurer’s question sets, unless it involves extreme events.
For stays over 30 days overseas or regular international cheerleading trips, the insurer may raise the premium.
Critical Illness
It is probable that we will obtain critical illness cover with standard terms, considering that cheerleading is unlikely to be a factor in the application. The insurers will need to inquire about your travel abroad for your hobby, as this may impact your critical illness options.
Income Protection
If you do cheerleading as a hobby and want to safeguard your income, you might find standard terms for insurance coverage. The insurer needs information on any recent injuries you’ve had, since this could impact the application and lead to exclusions on the policy.