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About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

JBSP Mortgage as a Couple: A Comprehensive Guide for UK Homebuyers

By |2025-02-11T16:06:12+00:00February 11, 2025|Mortgage Rates, Mortgages|

What is a JBSP Mortgage? A Joint Borrower Sole Proprietor (JBSP) mortgage is a special type of mortgage where multiple applicants—such as a married or unmarried [...]

Mortgages with an Architect’s Certificate: What You Need to Know

By |2025-02-10T11:07:08+00:00February 10, 2025|Mortgage Process, Mortgages, Mortgages for Different Properties, Property Types|

When purchasing or financing a property, it's essential to ensure that it meets acceptable building standards and is free from any structural defects or [...]

Our guide to BISF Steel Framed House mortgages

By |2025-02-07T12:34:43+00:00February 7, 2025|Knowledge Mortgages, Mortgages, Mortgages for Different Properties|

Mortgage lenders favour houses built according to standard construction criteria – a slate or tile roof, brick or stone walls, and a timber frame. [...]

Mortgages for Flats Above a Shop Made Simple

By |2025-02-06T12:58:16+00:00February 6, 2025|Mortgage Process, Mortgages, Mortgages for Different Properties, Property Types|

For the last decade, we have received many queries regarding mortgages for flats above a shop. With this article, we will try to update [...]

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How to Remove Late Payments from Your Credit Report in the UK?

By |2025-01-29T09:57:22+00:00January 29, 2025|Adverse Credit, Credit Problem Mortgages, Credit Score, Financial Advice, Income Types|

Late payments can significantly impact your credit history and make securing a mortgage application more difficult in the UK. However, there are strategies to [...]

How Much Mortgage Can I Get on a £70,000 Salary? – A Complete Guide

By |2025-01-28T14:44:43+00:00January 28, 2025|First Time Buyer Mortgages, Income Types, Mortgages|

When looking to buy a property in the UK, understanding how much home loan you can get on a £70,000 salary is crucial. While [...]

A Guide to the Best SPV Buy-to-Let Mortgage Rates in 2025

By |2025-01-27T10:50:38+00:00January 26, 2025|Knowledge Mortgages, Mortgages|

If you’re a property investor considering Special Purpose Vehicle (SPV) mortgages, you’re likely seeking the best SPV buy-to-let mortgage rates to maximise your returns. Navigating the buy-to-let [...]

Moving House Mortgages: Simplify the Process in the UK

By |2025-01-14T15:37:01+00:00January 14, 2025|Financial Advice, Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages, Product Transfers, Remortgages|

Moving House Mortgage Getting a moving house mortgage is always a complicated process in the UK. In this helpful guide on moving house mortgages [...]

When Is the Next Bank of England Interest Rate Review? Impact on the UK Mortgage Market

By |2025-01-10T15:57:39+00:00January 10, 2025|Knowledge Mortgages, Mortgages|

The Bank of England’s interest rate reviews are key moments for understanding the direction of the UK economy, particularly for the housing market. These [...]

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