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About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

What Happens When my Fixed Rate Mortgage Ends?

By |2023-11-14T14:54:22+00:00November 14, 2023|Interest Only, Knowledge Mortgages, Mortgages, Product Transfers, Rate Switches|

Just like all other types of loans, mortgages carry an interest payment element charged by the lender for loaning a borrower money to buy a property. How much interest you are charged could vary depending on what type of product you have chosen from the lender.

Buy to Let Mortgages Based on Rent Only: Everything You Need to Know

By |2023-11-13T13:44:35+00:00November 12, 2023|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages|

Are you interested in getting a buy-to-let mortgage based on rent only? If you are, then you are in luck. Yes, it is [...]

Expat Residential Mortgage UK: Get Approved with a Foreign Income

By |2024-09-23T12:53:51+00:00November 9, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Mortgages for Different Occupations / Income Types, Mortgages for Different Properties, Non Standard Residency Mortgages|

In today's interconnected world, many UK nationals are venturing abroad for work, education, or personal reasons. This growing expat community faces unique challenges [...]

Buy to Let Mortgages Without Income Proof | UK Investor Guide

By |2023-11-08T18:04:24+00:00November 8, 2023|Buy to Let Mortgages, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Self Employed Mortgages|

Getting a buy to let mortgage with no proof of income can be difficult but not impossible. Some lenders may accept you for [...]

Porting Your Mortgage: A Guide for UK Homeowners

By |2023-11-07T11:05:12+00:00November 7, 2023|Knowledge Mortgages, Mortgage Process, Mortgages, Product Transfers|

Introduction: What is Mortgage Porting? Mortgage Porting in the UK is the ability to transfer your existing mortgage to a new property without [...]

What Benefits Can I Use to Get a Mortgage? | 2023 Guide

By |2023-11-06T12:22:38+00:00November 5, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

I’m a mortgage broker in the UK and I’ve helped lots of people buy their own homes. A question I often get asked is, “What [...]

Can You Get a Mortgage on Benefits? – What You Need to Know

By |2023-11-01T14:57:21+00:00November 1, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Homeownership is within reach, even if you're on benefits. With a growing number of lenders in the UK offering mortgages to people on [...]

Mortgage in probation period: What you need to know (UK)

By |2023-10-30T11:20:01+00:00October 30, 2023|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage in probation period is always been challenging for people who are interested in starting their journey onto the property ladder. [...]

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