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About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

Mortgage for New Contractors: A Comprehensive Guide to Secure Home Financing

By |2023-06-21T08:59:13+00:00June 19, 2023|Income Types, Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage for new contractors is somewhat challenging in the UK because of several factors. Firstly, lenders tend to be cautious about offering [...]

Mortgages with Defaults: What You Need to Know

By |2023-06-13T13:26:54+00:00June 13, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Knowledge Mortgages, Mortgages|

Damian Youell Contact Our Specialist Mortgage Advisor Following the credit crunch in 2008, mortgage lenders were forced to tighten up [...]

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Mortgages and Japanese knotweed and other invasive plants

By |2023-06-12T08:25:03+00:00June 10, 2023|Knowledge Mortgages, Mortgages for Different Properties|

Mortgages with Japanese knotweed  Getting a mortgage with a Japanese knotweed plant on the property is not easy because of many reasons. Most mortgage [...]

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The Best Mortgages for First-Time Buyers in the UK

By |2023-05-19T14:38:14+00:00May 19, 2023|First Time Buyer Mortgages, Knowledge Mortgages, Mortgages, Using a Broker|

Are you a first-time buyer looking to get on the property ladder? If so, you're probably wondering how to get a mortgage. The mortgage [...]

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Track Record Mortgages: A Path to Homeownership for First-Time Buyers

By |2023-05-24T10:30:58+00:00May 11, 2023|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Mortgages|

Did you know, new track record mortgage from Skipton Intermediaries offers up 100% LTV for the first time buyers? The property market is notoriously [...]

Holiday Home Mortgages in the UK: Types, Criteria, and Options

By |2023-05-11T11:46:16+00:00May 10, 2023|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

There are many reasons why someone may want to get a holiday home mortgage, also known as a second home mortgage. Perhaps you want a holiday home to enjoy with your family at the weekends or require a second residence to stay at for work or another home for a family member to live in..

What is LTV mortgage? | Everything you need to know

By |2023-05-08T15:06:24+00:00May 8, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages|

You may have heard of the term loan to value in mortgages or heard lenders quote loan to value figures in mortgage deals. It can be an important factor has it can have an effect on the cost of your mortgage and how much you can borrow. A lower loan to value ratio is optimal. It can be referred to ‘LTV’ in its short form.

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