CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.
In the UK financial market, the mortgage length between different lenders. Most of the time, a regular mortgage lasts for 25 years but some [...]
For all the doom and gloom you may have read about the difficulties of first-time buyers getting onto the property ladder, there is evidence [...]
If you work two jobs, it can be a difficult balancing act to maintain your lifestyle and still have enough time to dedicate to [...]
Are you in the market for a new home but have been told that you need an NHBC Certificate before you can get a [...]
If you're thinking about buying a home in the UK, you may be wondering what the minimum age is to get a mortgage. Purchasing [...]
UK Mortgages for Non-Residents If you are a non-UK resident and are looking to purchase property in the UK, you may be wondering [...]
An overview of the LIFT scheme mortgages If you're a first-time buyer in the UK, you'll know how difficult it is to get on [...]
Getting a Mortgage Renovation Property Project Getting a renovation mortgage is becoming more complicated as banks tighten their lending criteria and the government has [...]
Are you interested in getting a mortgage but disability is in your way? If yes, then you need to read this informative article. Getting [...]
