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About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

Mortgage Kitchen Requirements: How Missing Kitchens Impact Your Mortgage Approval

By |2024-10-08T13:12:43+00:00October 7, 2024|Mortgages for Different Properties, Property Types|

When applying for residential mortgages, the condition of the property is just as important as your financial status. A key factor that Mortgage lenders [...]

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

By |2024-10-02T12:31:26+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely

By |2024-10-01T08:14:03+00:00September 30, 2024|At Retirement Planning, Equity Release, Knowledge Mortgages|

A lifetime mortgage allows homeowners over 55 to access the equity tied up in their property without needing to sell. Through options like the [...]

Understanding Mortgage Preapproval: A Guide to Getting Ahead in the Homebuying Process

By |2024-09-25T09:02:26+00:00September 24, 2024|Mortgages|

In today’s competitive real estate market, having a pre-approved mortgage can offer potential home buyers a significant advantage. This article will dive deep into [...]

Short-Term Mortgages for Over 60s: Everything You Need to Know

By |2024-09-24T10:35:49+00:00September 23, 2024|At Retirement Planning, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

In the ever-evolving UK financial market, a mortgage is not one-size-fits-all. While a standard mortgage typically spans 25 years, some lenders offer terms that [...]

NHS Mortgages: Affordable Mortgage Solutions for NHS Staff

By |2024-09-20T12:40:47+00:00September 19, 2024|Income Types, Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

NHS Mortgages The NHS has more than 1.2 million employees in the UK as of January 2021.  There are many doctors, nurses, [...]

Age Requirement for Mortgages with Employment Income: Everything You Need to Know (UK)

By |2024-09-13T12:17:02+00:00September 12, 2024|At Retirement Planning, Income Types, Interest Only, Knowledge Mortgages, Mortgages, Older Borrowers, Retirement Planning / Pensions|

Imagine this: you're in your golden years, enjoying retirement and reflecting on a life well-lived. But then a thought enters your mind - what [...]

How to Get a Mortgage on a Property Owned Outright in the UK?

By |2024-09-11T08:26:49+00:00September 10, 2024|Knowledge Mortgages, Mortgages, Mortgages for Different Properties, Remortgages|

In the UK, many individuals who own their homes outright are exploring the potential of purchasing a second property. Whether it’s a quaint [...]

Non Standard Construction Mortgage: A Complete Guide for Unique Property Buyers

By |2024-11-20T08:56:12+00:00September 3, 2024|Knowledge Mortgages, Mortgages, Mortgages for Different Properties, Property Types|

Securing a non standard construction mortgage can be challenging, especially if your property is built using unconventional materials like timber or steel. Understanding your [...]

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