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About Damian Youell

Company Director and NeedingAdvice.co.uk Ltd. Experienced mortgage broker offering advice and help to many hundreds of clients. Takes pride in getting hard to get agreed mortgages agreed for clients and often gets mortgage offers agreed where other brokers have failed. Also expert in business protection solutions such as relevant life policies, key person insurance and shareholder protection.

Mortgages for Seniors: Lenders Offering Loans Up to Age 80

By |2024-04-11T07:33:39+00:00April 11, 2024|At Retirement Planning, Credit Score, Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge, Savings and Investments, Savings and Investments Knowledge|

Don't let age hold you back from homeownership! Learn how to get approved for a mortgage after 80 and discover lenders offering competitive [...]

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Mortgage Underwriting Process UK: Your Guide

By |2024-04-09T12:52:09+00:00April 10, 2024|Mortgage Process, Mortgages|

Are you apprehensive about your mortgage undergoing the mortgage underwriting process? This article will alleviate your concerns by elucidating an underwriter's role and [...]

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Comprehensive Guide to Buying a House from Parents Below Market Value in the UK

By |2024-04-10T15:14:14+00:00April 9, 2024|Income Types, Mortgage Ownership Equity Transfers, Mortgages, Property Types|

A growing number of homebuyers are seeking financial assistance from their parents. Here's how you can get on the property ladder, as well [...]

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Tracker Mortgage No ERC: Your Key to Flexible Home Ownership

By |2024-05-21T13:05:36+00:00April 8, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages|

For many homeowners, the flexibility of paying off their mortgage early without facing any penalties is a major selling point of tracker mortgages [...]

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Mortgage to Buy Out Ex-Partner: Complete Guide & Expert Tips

By |2024-04-10T15:15:08+00:00April 3, 2024|Financial Advice, Mortgage Ownership Equity Transfers, Mortgage Process, Product Transfers, Remortgages, Using a Broker|

In the UK, it’s estimated that 42% of marriages will end in divorce, with the average duration of marriage being 11 [...]

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Mortgage Lenders Who Accept Late Payments (UK)

By |2024-04-10T15:16:36+00:00April 2, 2024|Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates, Mortgages|

Over the years, we have received many enquiries from people asking for mortgage lenders who accept late payments. While most mortgage lenders have [...]

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Buy to Sell Mortgages: A Comprehensive Guide for UK Investors

By |2024-04-02T12:08:45+00:00April 1, 2024|Financial Advice, Knowledge Mortgages, Mortgage Process, Mortgages, Using a Broker|

In the ever-evolving real estate investment landscape, “buy-to-sell mortgages” have become a popular strategy for savvy investors. This article aims to demystify the [...]

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Understanding Tyneside Lease Mortgage | Complete Guide

By |2024-03-28T17:07:34+00:00March 28, 2024|Knowledge Mortgages, Mortgages, Property Types|

Tyneside lease mortgages, or crisscross or cross-over leases, are a unique and significant part of the UK’s housing market. Originating in the North [...]

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How Do Halal Mortgages Work? | A Detailed Guide

By |2024-03-25T13:09:07+00:00March 25, 2024|Income Types, Knowledge Mortgages, Mortgage Process, Mortgages|

Understanding mortgages within the context of Islamic principles can be challenging, particularly when trying to adhere to Halal practices. In the UK, a [...]

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Mortgage on Fixed Term Contract: Get Approved in 2024

By |2024-03-19T15:52:44+00:00March 21, 2024|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

In the ever-evolving landscape of the UK’s housing market, the concept of a “mortgage on a fixed-term contract” has become a significant point [...]

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About Us

NeedingAdvice.co.uk Ltd is Registered as a Limited Company in England & Wales No. 12978572. Registered Address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT. NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered on the FCA Register (https://register.fca.org.uk/) under reference 535515. The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a Limited Company registered in England & Wales, No 05668905. Rosemount House 2-4 Chequers Road Basingstoke Hampshire RG21 7PU Offering a highly efficient financial advice service by embracing technology with highly efficient people, skills. Solutions include Mortgages, Life Insurance, Relevant Life Policies, Critical Illness Cover.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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