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At Retirement Planning

After saving for ones retirement for so many years and saving within a pension, or another savings vehicle, it is important to make the most out of what you have. Still many retirees do not take advantage of the open market option. Instead the often take what is offered from their existing providers. In many cases because they did not get advice they did not get the best value deal available. This section hopes to educate by providing tools and information.

Transferring a Mortgage to Your Child? Here’s Everything You Need to Know

By |2024-12-09T14:42:00+00:00December 8, 2024|At Retirement Planning, Mortgage Ownership Equity Transfers, Mortgage Process, Older Borrowers|

Transferring a mortgage to a child is not just a simple handover of property ownership; it’s a journey through a myriad of financial and [...]

Lifetime Mortgage Drawdown Facility: Access Cash Flexibly & Safely

By |2024-10-01T08:14:03+00:00September 30, 2024|At Retirement Planning, Equity Release, Knowledge Mortgages|

A lifetime mortgage allows homeowners over 55 to access the equity tied up in their property without needing to sell. Through options like the [...]

Short-Term Mortgages for Over 60s: Everything You Need to Know

By |2024-09-24T10:35:49+00:00September 23, 2024|At Retirement Planning, Knowledge Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

In the ever-evolving UK financial market, a mortgage is not one-size-fits-all. While a standard mortgage typically spans 25 years, some lenders offer terms that [...]

Age Requirement for Mortgages with Employment Income: Everything You Need to Know (UK)

By |2024-09-13T12:17:02+00:00September 12, 2024|At Retirement Planning, Income Types, Interest Only, Knowledge Mortgages, Mortgages, Older Borrowers, Retirement Planning / Pensions|

Imagine this: you're in your golden years, enjoying retirement and reflecting on a life well-lived. But then a thought enters your mind - what [...]

Is There an Age Limit for Getting a Mortgage? Understanding Mortgage Eligibility

By |2024-08-02T13:14:41+00:00August 1, 2024|At Retirement Planning, Financial Advice, Income Types, Knowledge Mortgages, Mortgages, Occupations, Older Borrowers|

Securing a mortgage is a significant financial commitment, and various factors determine one's eligibility. Among these factors, age plays a crucial role, prompting many [...]

Mortgages for Seniors: Lenders Offering Loans Up to Age 80

By |2024-04-11T07:33:39+00:00April 11, 2024|At Retirement Planning, Credit Score, Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge, Savings and Investments, Savings and Investments Knowledge|

Don't let age hold you back from homeownership! Learn how to get approved for a mortgage after 80 and discover lenders offering competitive [...]

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Retirement Interest Only Mortgages: Boost Your Lifestyle Without Leaving Your Home

By |2023-12-21T18:14:06+00:00December 21, 2023|At Retirement Planning, Interest Only Mortgages, Knowledge Mortgages, Remortgages, Retirement Planning / Pensions|

If you own your own home and have equity in the property, then a retirement interest only mortgage might be ideal for you if you are an older borrower.

Equity Release Gifting: Help Your Loved Ones

By |2023-10-19T13:31:04+00:00October 16, 2023|At Retirement Planning, Equity Release, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

In today’s competitive property markets, one of the increasingly popular forms of financial assistance parents and grandparents are offering to their families, especially [...]

Equity Release with No Early Repayment Charges: Get the Best Deal

By |2023-10-12T09:33:49+00:00October 11, 2023|At Retirement Planning, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge|

Equity release plans have become a popular financial tool for homeowners in retirement age, allowing them to tap into the value of their property [...]

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