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Credit Score

A credit score is a score use to determine someone’s creditworthiness for mortgages. A person with good credit history has better chances of getting loans and other financial products than those with bad credit scores. On the other hand, a low score can make it difficult or impossible to get some types of financing, such as car loans, home equity lines of credit, personal loans, student loans, etc. In addition, these scores are used by lenders to decide whether they will lend you money. The higher your credit rating, the more likely it is that the lender will approve you for a loan. Many different factors are involved in increasing the credit limit in the UK. You will find all the details regarding mortgages for bad credit history within this category of articles. In addition, we have different articles based on everyday needs like adverse credit, buy to let mortgage, loans on unsatisfied or satisfied ccj, mortgages after bankruptcy, steps to improve the credit rating and many others.   Here you will find all the relevent credit score articles and sutiable financial advice.

Understanding a Joint Mortgage Paid by One Person in the UK

By |2024-11-08T12:37:04+00:00November 7, 2024|Credit Score, Income Types, Mortgage Ownership Equity Transfers, Mortgage Process, Mortgages, Remortgages|

A joint mortgage paid by one person poses unique challenges within the UK’s property and mortgage landscape. Whether motivated by changes in financial circumstances, [...]

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

By |2024-10-02T12:31:26+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

By |2024-09-27T08:25:21+00:00September 26, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Securing a mortgage in the UK involves multiple factors, with your credit profile being one of the most important. Your credit score directly affects [...]

What Are the Monthly Repayments on a £120,000 Mortgage? | Mortgage Costs Explained

By |2024-09-25T16:28:41+00:00September 25, 2024|Credit Score, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Mortgages|

How Much is a 120k Mortgage Per Month in the UK? When considering a mortgage of £120,000 in the UK, potential homeowners often need [...]

Mortgage Declined After Agreement in Principle? Discover Why & Next Steps

By |2024-09-19T16:29:59+00:00September 18, 2024|Credit Score, Knowledge Mortgages, Mortgage Rates, Mortgages|

Securing a mortgage can be an overwhelming process, and when you receive an Agreement in Principle (AIP), it feels like a significant step forward. [...]

How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

By |2024-08-13T15:14:37+00:00August 13, 2024|Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Mortgages, Using a Broker|

Understanding Mortgage Eligibility in the UK When contemplating the purchase of a home, understanding the mortgage eligibility criteria is crucial. Mortgages in the [...]

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Mortgage Lenders for Bad Credit: Navigating the UK Market

By |2024-07-04T14:33:58+00:00July 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage is a significant financial milestone, but it can be particularly challenging for individuals with bad credit. In the UK, various [...]

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Mortgages for Seniors: Lenders Offering Loans Up to Age 80

By |2024-04-11T07:33:39+00:00April 11, 2024|At Retirement Planning, Credit Score, Mortgages, Older Borrowers, Retirement Planning / Pensions, Retirement Planning Knowledge, Savings and Investments, Savings and Investments Knowledge|

Don't let age hold you back from homeownership! Learn how to get approved for a mortgage after 80 and discover lenders offering competitive [...]

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Gambling Mortgages – Does gambling affect mortgage application?

By |2024-02-22T12:36:25+00:00February 22, 2024|Credit Score, Financial Advice, Mortgages, Mortgages for Different Occupations / Income Types, Using a Broker|

Are you a professional gambler? If the answer is yes, then this article has been written with you in mind. We're not here [...]

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