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Mortgage Rates

Mortgage Rates are defined as the amount of interest that an individual will be charged on a loan against the property. These rates vary based on different factors like deposit amount, mortgage term, fixed-term deal, or variable rate. In our guide below we will discuss the various process of offset mortgages and variability of interest rates from the perspective of different banks and building societies in the UK.


What to Expect from the Next Bank of England Interest Rate Review: A Mortgage Broker’s Perspective

By |2024-11-01T10:16:09+00:00October 31, 2024|Mortgage Rates, Purchase Mortgages|

The next Bank of England interest rate review has mortgage holders, savers, and investors closely watching for changes that could affect everything from borrowing [...]

How Long Do Mortgage Offers Last in the UK? (Mortgage Broker’s Insight)

By |2024-10-16T16:02:24+00:00October 16, 2024|Mortgage Process, Mortgage Rates, Mortgages|

As an award-winning financial adviser, I often get asked: “How long do mortgage offers last in the UK?” The answer can vary depending on [...]

Understanding a £350,000 Mortgage: What You Need to Know

By |2024-10-10T09:10:38+00:00October 9, 2024|First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Rates, Mortgages, Using a Broker|

Taking out a £350,000 mortgage is one of the biggest financial decisions you’ll make, whether you’re a first-time buyer, moving up the property ladder, [...]

What Are the Monthly Repayments on a £120,000 Mortgage? | Mortgage Costs Explained

By |2024-09-25T16:28:41+00:00September 25, 2024|Credit Score, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Mortgages|

How Much is a 120k Mortgage Per Month in the UK? When considering a mortgage of £120,000 in the UK, potential homeowners often need [...]

Mortgage Declined After Agreement in Principle? Discover Why & Next Steps

By |2024-09-19T16:29:59+00:00September 18, 2024|Credit Score, Knowledge Mortgages, Mortgage Rates, Mortgages|

Securing a mortgage can be an overwhelming process, and when you receive an Agreement in Principle (AIP), it feels like a significant step forward. [...]

£150,000 Mortgage Over 10 Years: A Complete Guide

By |2024-09-13T13:42:07+00:00September 13, 2024|Financial Advice, First Time Buyer Mortgages, Income Types, Knowledge Mortgages, Mortgage Rates, Mortgages|

If you’re considering taking out a £150,000 mortgage over 10 years, you’re likely weighing your options between a repayment mortgage or perhaps even [...]

Everything You Need to Know About the Laing Easiform Mortgage

By |2024-09-09T12:42:33+00:00September 6, 2024|Mortgage Process, Mortgage Rates, Mortgages, Mortgages for Different Properties|

Thinking about buying a Laing Easiform house? Here is everything you need to know before purchasing... What is Laing Easiform? Laing Easiform houses [...]

How Much Will Your Mortgage Go Up? Key Factors to Consider

By |2024-08-22T09:05:05+00:00August 21, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates, Mortgages|

If you’re like many homeowners in the UK, you might be concerned about how rising interest rates could impact your mortgage payments. With [...]

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