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Adverse Credit

Here we have blog posts to help those applicants wanting to apply for a mortgage with adverse credit issues. Having adverse credit does not necessarily mean you cannot get an adverse credit mortgage. Typically a mortgage can still be found but you might need to use a specialist lender or a broker that can access specialist lenders.
Adverse credit can come in many different forms from just a few late payments to clients with lots of adverse credit issues such as defaults, CCJs or even Bankruptcy.

How to Remove Late Payments from Your Credit Report in the UK?

By |2025-01-29T09:57:22+00:00January 29, 2025|Adverse Credit, Credit Problem Mortgages, Credit Score, Financial Advice, Income Types|

Late payments can significantly impact your credit history and make securing a mortgage application more difficult in the UK. However, there are strategies to [...]

Mortgage Lenders That Accept CCJs: A Guide for Borrowers with Bad Credit

By |2024-12-12T10:42:05+00:00December 11, 2024|Adverse Credit, Knowledge Mortgages, Mortgages|

Did you know that even if you have a County Court Judgment (CCJ) on your credit file, you may still be able to get [...]

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How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

By |2024-10-02T12:31:26+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

By |2024-09-27T08:25:21+00:00September 26, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Securing a mortgage in the UK involves multiple factors, with your credit profile being one of the most important. Your credit score directly affects [...]

Mortgage Lenders for Bad Credit: Navigating the UK Market

By |2024-07-04T14:33:58+00:00July 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage is a significant financial milestone, but it can be particularly challenging for individuals with bad credit. In the UK, various [...]

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Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership

By |2024-03-01T14:50:05+00:00March 1, 2024|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Using a Broker|

Did you know that over 8 million people in the UK are currently grappling with some form of debt? This makes [...]

4-Year-Old Default Mortgage: Your Options in 2024 (UK)

By |2024-01-04T16:12:13+00:00January 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types, Mortgages|

Getting a mortgage with 4-year-old default in the UK is complicated. Obtaining a mortgage in the UK can be a challenging endeavour, especially [...]

Can I get an adverse credit buy to let mortgage?

By |2023-11-17T11:50:05+00:00November 16, 2023|Adverse Credit, Buy to Let Mortgages, Credit Problem Mortgages, Credit Score, Investment BTL Mortgages, Knowledge Mortgages, Mortgages|

Over the years, we have recieved many queries from the people asking for BTL mortgage but the problem is the bad [...]

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