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Adverse Credit

Here we have blog posts to help those applicants wanting to apply for a mortgage with adverse credit issues. Having adverse credit does not necessarily mean you cannot get an adverse credit mortgage. Typically a mortgage can still be found but you might need to use a specialist lender or a broker that can access specialist lenders.
Adverse credit can come in many different forms from just a few late payments to clients with lots of adverse credit issues such as defaults, CCJs or even Bankruptcy.

Mortgage Lenders That Accept CCJs: A Guide for Borrowers with Bad Credit

By |2024-12-12T10:42:05+00:00December 11, 2024|Adverse Credit, Knowledge Mortgages, Mortgages|

Did you know that even if you have a County Court Judgment (CCJ) on your credit file, you may still be able to get [...]

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How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

By |2024-10-02T12:31:26+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

By |2024-09-27T08:25:21+00:00September 26, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Securing a mortgage in the UK involves multiple factors, with your credit profile being one of the most important. Your credit score directly affects [...]

Mortgage Lenders for Bad Credit: Navigating the UK Market

By |2024-07-04T14:33:58+00:00July 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage is a significant financial milestone, but it can be particularly challenging for individuals with bad credit. In the UK, various [...]

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Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership

By |2024-03-01T14:50:05+00:00March 1, 2024|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Using a Broker|

Did you know that over 8 million people in the UK are currently grappling with some form of debt? This makes [...]

4-Year-Old Default Mortgage: Your Options in 2024 (UK)

By |2024-01-04T16:12:13+00:00January 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types, Mortgages|

Getting a mortgage with 4-year-old default in the UK is complicated. Obtaining a mortgage in the UK can be a challenging endeavour, especially [...]

Can I get an adverse credit buy to let mortgage?

By |2023-11-17T11:50:05+00:00November 16, 2023|Adverse Credit, Buy to Let Mortgages, Credit Problem Mortgages, Credit Score, Investment BTL Mortgages, Knowledge Mortgages, Mortgages|

Over the years, we have recieved many queries from the people asking for BTL mortgage but the problem is the bad [...]

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