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Adverse Credit

Here we have blog posts to help those applicants wanting to apply for a mortgage with adverse credit issues. Having adverse credit does not necessarily mean you cannot get an adverse credit mortgage. Typically a mortgage can still be found but you might need to use a specialist lender or a broker that can access specialist lenders.
Adverse credit can come in many different forms from just a few late payments to clients with lots of adverse credit issues such as defaults, CCJs or even Bankruptcy.

Discover Your Solution: UK Mortgage Lenders for Poor Credit

By |2023-08-29T12:52:34+00:00August 23, 2023|Adverse Credit, Credit Score, Mortgages, Using a Broker|

Are you tired of being turned away by traditional mortgage lenders due to your less-than-perfect credit score? Well, you're not alone. Many individuals in [...]

CheckMyFile Credit Report: The Best Way to Get Your Credit History and Score

By |2023-11-14T06:07:54+00:00July 6, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Your credit history plays a crucial role in your financial standing, influencing your ability to secure loans, credit cards, and favourable terms from lenders. [...]

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Mortgage with a 3 Year Old CCJ: Get the Best Rates and Options

By |2023-06-28T12:41:00+00:00June 28, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage with a 3-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record [...]

Mortgages with 2 Year Old CCJs: What You Need to Know

By |2023-06-27T12:01:40+00:00June 27, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 2-year County Court Judgement (CCJ) and adverse credit history can be challenging, especially for first-time buyers. However, [...]

Mortgage with 5 Year Old CCJ: Get Approved Even With Bad Credit

By |2023-06-26T13:01:42+00:00June 24, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Obtaining a mortgage with a 5-year-old County Court Judgment (CCJ) can be challenging, but it's not impossible. A CCJ is a public record of [...]

Mortgages with Defaults: What You Need to Know

By |2023-06-13T13:26:54+00:00June 13, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Knowledge Mortgages, Mortgages|

Damian Youell Contact Our Specialist Mortgage Advisor Following the credit crunch in 2008, mortgage lenders were forced to tighten up [...]

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Understanding Mortgage Credit Checks: A Comprehensive Guide

By |2023-05-31T15:40:42+00:00May 31, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Mortgage Credit Checks Getting a mortgage with soft and hard credit checks in past is complicated because of various reasons. Mortgage Lenders look at [...]

How an adverse credit broker can help you get a mortgage?

By |2023-02-17T15:50:26+00:00February 17, 2023|Adverse Credit, Credit Problem Mortgages, Using a Broker|

Introduction When it comes to securing a mortgage, credit problems can make the process much more challenging. Some of the most common credit problems [...]

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Mortgage with Satisfied CCJ | A Complete Guide Of Getting a Mortgage Approved with County Court Judgments

By |2022-09-16T12:58:03+00:00September 15, 2022|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages|

Getting a mortgage with a CCJ is complicated because mortgage lenders won't able to trust you with monthly repayments. It is not easy to [...]

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