Credit Problem Mortgages

Credit problem mortgage is a specific category on the NeedingAdvice.co.uk Ltd website, which consists of all the relevant articles and blog posts on the effects of credit ratings on the mortgages from lenders. The category has helpful articles on topics such as “Mortgage Decline“, “Getting Mortgage with Adverse Credit“, “Mortgage with Unsatisfied CCJ“, “Mortgage with Satisfied CCJ“, “Mortgages After Bankruptcy“, “Improving Credit Score for Mortgage“, etc…

At NeedingAdvice.co.uk Ltd, most of the time, we came across queries related to poor credit history while someone is trying to start a mortgage application in Uk. We have bad credit mortgage brokers who could help you start your journey onto the property ladder even if you have a poor credit report. Apart from the credit ratings, there are other factors that you have also need to consider in which a specialist credit broker could help.

Getting a Mortgage with Health Problems
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Getting a Mortgage with Health Problems

Credit Problem Mortgages, Income Types, Mortgages

Getting a Mortgage with Health Problems

By Damian Youell|2025-01-03T11:13:25+00:00January 3, 2025|Credit Problem Mortgages, Income Types, Mortgages|

Getting a mortgage with health problems in the UK is complicated but not impossible. Your health may affect your ability to be approved for [...]

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers
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How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

Adverse Credit, Credit Problem Mortgages, Credit Score

How to Get a Default Removed After 6 Years: A Complete Guide for UK Borrowers

By Damian Youell|2024-10-02T12:31:26+00:00October 1, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Managing your credit file and keeping a clean credit history is crucial for financial stability, especially if you’re dealing with a default notice on [...]

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)
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What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages

What Credit Score Do You Need for a Mortgage in the UK? (Essential Guide for 2024)

By Romany Youell|2024-09-27T08:25:21+00:00September 26, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

Securing a mortgage in the UK involves multiple factors, with your credit profile being one of the most important. Your credit score directly affects [...]

Mortgages for Fair Credit Scores: Can You Get One?
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Mortgages for Fair Credit Scores: Can You Get One?

Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages

Mortgages for Fair Credit Scores: Can You Get One?

By Damian Youell|2024-10-16T02:56:51+00:00July 31, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Mortgages|

A fair credit score can feel like a grey area when it comes to securing a mortgage. Many potential homebuyers ask, "Can you get [...]

Mortgage Lenders for Bad Credit: Navigating the UK Market
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Mortgage Lenders for Bad Credit: Navigating the UK Market

Adverse Credit, Credit Problem Mortgages, Credit Score

Mortgage Lenders for Bad Credit: Navigating the UK Market

By Damian Youell|2024-07-04T14:33:58+00:00July 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score|

Securing a mortgage is a significant financial milestone, but it can be particularly challenging for individuals with bad credit. In the UK, various [...]

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Mortgages with Bounce Back Loans: What You Need to Know
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Mortgages with Bounce Back Loans: What You Need to Know

Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Self Employed Mortgages

Mortgages with Bounce Back Loans: What You Need to Know

By Damian Youell|2024-04-18T08:05:51+00:00April 17, 2024|Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Self Employed Mortgages|

Securing a mortgage while having a bounce back loan may seem challenging, but it’s not impossible. According to the latest data, [...]

Mortgage Lenders Who Accept Late Payments (UK)
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Mortgage Lenders Who Accept Late Payments (UK)

Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates, Mortgages

Mortgage Lenders Who Accept Late Payments (UK)

By Damian Youell|2024-04-10T15:16:36+00:00April 2, 2024|Credit Problem Mortgages, Financial Advice, Mortgage Process, Mortgage Rates, Mortgages|

Over the years, we have received many enquiries from people asking for mortgage lenders who accept late payments. While most mortgage lenders have [...]

Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership
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Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership

Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Using a Broker

Debt Management Plans and Mortgages: Your Guide to Harmonious Homeownership

By Damian Youell|2024-03-01T14:50:05+00:00March 1, 2024|Adverse Credit, Credit Problem Mortgages, Knowledge Mortgages, Mortgages, Using a Broker|

Did you know that over 8 million people in the UK are currently grappling with some form of debt? This makes [...]

4-Year-Old Default Mortgage: Your Options in 2024 (UK)
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4-Year-Old Default Mortgage: Your Options in 2024 (UK)

Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types, Mortgages

4-Year-Old Default Mortgage: Your Options in 2024 (UK)

By Damian Youell|2024-01-04T16:12:13+00:00January 4, 2024|Adverse Credit, Credit Problem Mortgages, Credit Score, Income Types, Mortgages|

Getting a mortgage with 4-year-old default in the UK is complicated. Obtaining a mortgage in the UK can be a challenging endeavour, especially [...]

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next
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Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

Credit Problem Mortgages, Knowledge Mortgages, Mortgages

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

By Damian Youell|2023-11-29T15:18:11+00:00November 29, 2023|Credit Problem Mortgages, Knowledge Mortgages, Mortgages|

There are several reasons why an applicant might be declined after submitting a mortgage application but it doesn’t mean you are totally out of hope and unable to be accepted but don’t rush out to reapply again until you have understood the reasons why you were declined and made improvements or perhaps you need find a lender that is more suitable for you as lenders criteria’s and requirements can vary lender to lender.

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