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Loan to Values / Deposits

Following catagory of blog posts and articles consists of information on different types of mortgages such as Guarantor Mortgages, mortgage without deposits, variable rate mortgages, springboard mortgages, mortgage loan to value and similar information. As a specialist mortgage broker firm we could help you in starting your first step onto property ladder. Every mortgage lender has different criteria depending on affordability, credit score, deposit amount etc. It is better to contact for financial advice before starting your mortgage application to grab the best mortgage deal.

The Complete Guide for Raising a Deposit as a First-Time Buyer

By |2023-04-04T09:05:36+00:00April 4, 2023|First Time Buyer Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Mortgages|

For all the doom and gloom you may have read about the difficulties of first-time buyers getting onto the property ladder, there is evidence [...]

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Can you Rent to a Family Member with a BTL Mortgage?

By |2023-03-17T11:05:53+00:00March 16, 2023|Investment BTL Mortgages, Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Mortgages for Different Properties, Product Transfers, Rate Switches, Remortgages|

The Financial Conduct Authority does not regulate on Buy to Let Mortgages  Buy-to-let mortgages have become a popular investment choice for property investors in [...]

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Mortgage for Low Income Earners

By |2023-03-15T16:12:03+00:00March 15, 2023|Credit Problem Mortgages, Income Types, Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Mortgages for Different Occupations / Income Types|

Getting a mortgage as a low-income earner is not easy in the UK. However, it can be done if you are willing to put [...]

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Right to Acquire Mortgage

By |2023-02-10T11:54:49+00:00February 9, 2023|Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Mortgages for Different Properties|

If you are renting your property from housing association, you may have heard that you have the right to purchase your home under the Right to Acquire Scheme. This government scheme is similar to the Right to Buy scheme,..

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Mortgage Without Deposit | How to Buy a House with 0 deposit mortgage uk?

By |2024-05-22T10:01:01+00:00February 5, 2023|Knowledge Mortgages, Loan to Values / Deposits|

Prior to the 2008 financial crisis, 100% loan to value mortgages were widely offered meaning a borrower could get a mortgage for the full value of the property without the need to provide a deposit.

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What are Variable Rate Mortgages | All You Need to Know

By |2022-12-05T16:20:35+00:00December 4, 2022|Knowledge Mortgages, Loan to Values / Deposits, Mortgages, Product Transfers, Rate Switches, Remortgages|

You may have heard of different types of interest rates when it comes to mortgages such as fixed rate and variable rate. As the name suggests, fixed rate mortgages mean the interest rate you pay during the length of your deal is fixed at a set amount.

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Right to Buy Mortgages

By |2021-08-19T08:37:29+00:00November 16, 2020|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Properties|

‘Right to Buy’ is a government scheme introduced in the 1980s by Margaret Thatcher through the Housing Act 1980, set up to give council tenants the right to buy the council home they are living in, at a significant discount.

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Guarantor Mortgages

By |2021-07-16T14:06:43+00:00November 16, 2020|Knowledge Mortgages, Loan to Values / Deposits, Mortgages for Different Occupations / Income Types|

I'm Damian Youell an experience mortgage broker with over a decade of experience. I'm dedicated to helping clients by offering an efficient and friendly service. [...]

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NeedingAdvice.co.uk Ltd is Registered as a Limited Company in England & Wales No. 12978572. Registered Address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT. NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered on the FCA Register (https://register.fca.org.uk/) under reference 535515. The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a Limited Company registered in England & Wales, No 05668905. Rosemount House 2-4 Chequers Road Basingstoke Hampshire RG21 7PU Offering a highly efficient financial advice service by embracing technology with highly efficient people, skills. Solutions include Mortgages, Life Insurance, Relevant Life Policies, Critical Illness Cover.

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