The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

A Comprehensive Guide to Additional Mortgage Borrowing
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A Comprehensive Guide to Additional Mortgage Borrowing

Knowledge Mortgages, Remortgages

A Comprehensive Guide to Additional Mortgage Borrowing

By Damian Youell|2023-12-13T13:41:58+00:00December 13, 2023|Knowledge Mortgages, Remortgages|

There are a number of possible reasons someone may wish to take out additional borrowing on their mortgage. It could be for home improvements, perhaps a new car, to raise funds for a deposit on a buy to let property or even possibly an important life event such as a wedding.

Mortgage using spousal maintenance: Secure your dream home even after separation
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Mortgage using spousal maintenance: Secure your dream home even after separation

Mortgages

Mortgage using spousal maintenance: Secure your dream home even after separation

By Damian Youell|2023-12-13T09:37:25+00:00December 12, 2023|Mortgages|

Getting a mortgage using spousal maintenance is not as simple and easy as we think. There are a few key rules to remember [...]

Gifted Deposit from Friend for Mortgage: What You Need to Know
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Gifted Deposit from Friend for Mortgage: What You Need to Know

First Time Buyer Mortgages, Mortgage Process, Mortgages

Gifted Deposit from Friend for Mortgage: What You Need to Know

By Damian Youell|2023-12-14T11:48:20+00:00December 10, 2023|First Time Buyer Mortgages, Mortgage Process, Mortgages|

Having a deposit amount is the biggest challenge when purchasing a house in the UK. Mortgage deposit requirements are usually quite high, making [...]

Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief
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Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief

Knowledge Mortgages, Remortgages

Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief

By Damian Youell|2023-12-07T13:17:44+00:00December 6, 2023|Knowledge Mortgages, Remortgages|

You may have heard of the term debt consolidation before in relation to mortgage loans. Understanding how debt consolidation works may be able to help you better manage your finances and save you money. We explain debt consolidation in further detail in this article so you can decide if it’s right for you.

Single Parent Mortgages: Achieving Homeownership as a Solo Parent
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Single Parent Mortgages: Achieving Homeownership as a Solo Parent

Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types

Single Parent Mortgages: Achieving Homeownership as a Solo Parent

By Damian Youell|2023-12-11T11:26:33+00:00December 5, 2023|Knowledge Mortgages, Mortgages, Mortgages for Different Occupations / Income Types|

Being a single parent and trying to get on to the property ladder could be a challenge but it is possible to purchase a home as a single parent. There are lenders available for a single parent looking to get a mortgage and competitive products and deals on offer. In this article we discuss the main factors to getting a mortgage as a single parent.

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next
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Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

Credit Problem Mortgages, Knowledge Mortgages, Mortgages

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

By Damian Youell|2023-11-29T15:18:11+00:00November 29, 2023|Credit Problem Mortgages, Knowledge Mortgages, Mortgages|

There are several reasons why an applicant might be declined after submitting a mortgage application but it doesn’t mean you are totally out of hope and unable to be accepted but don’t rush out to reapply again until you have understood the reasons why you were declined and made improvements or perhaps you need find a lender that is more suitable for you as lenders criteria’s and requirements can vary lender to lender.