FAQs – Halifax Self-Employed Mortgage
Can I get a mortgage if self-employed?
Yes, you can mortgage if you are self-employed in the UK. The only thing you need to do is ensure you have enough money saved to cover the interest payments and repayment charges over the mortgage term. Self-employed mortgages are available for sole traders, freelancers, contractors, directors, etc. If you are a self employed customer of a specific you can contact the bank to start your application, but we would suggest contacting a dedicated mortgage advisor to get the best deal on your mortgage.
What documents do I need to apply for a mortgage?
If you are a self-employed customer of a particular, you may need to provide your bank statements to prove your income. In addition to bank statements, you may need to provide proof of identity and address, which includes valid photo identification. There may be additional documents required as per the lending criteria of a mortgage lender.
Can I get a self employed mortgage from Halifax Bank?
Yes, you can get a self-employed mortgage from Halifax bank. You just need to make sure you meet their eligibility requirements. If you are interested you can a dedicated mortgage advisor before starting your application with Halifax bank.
How We Work
1: We contact you and take down your details, income outgoings, name, address etc.
2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.
3: You upload the documents and information needed via our channel our online portal.
How much does it cost to get a self employed mortgage?
The cost of a self-employed mortgage will depend on various factors such as deposit amount, monthly payments, mortgage term, credit history, etc. We recommend speaking to a mortgage broker before applying for a mortgage.
Can I get a mortgage as a self-employed borrower from Halifax bank?
Yes, you can get a loan as a self-employed borrower from Halifax bank but may need to pass the affordability check to Halifax bank. If you are interested you can hire a dedicated mortgage advisor to help you with mortgage products.
What will be my mortgage term for a self-employed mortgage from Halifax bank?
Every lender has different mortgage terms for the borrowers. It mostly depends on factors such as income details, credit cards, credit reports, minimum deposit etc. If you are interested in getting a self-employed mortgage with Halifax bank, you can check the mortgage terms on the official website.
