Life Insurance
Enduro racing is considered a sport with potential risk by certain insurers. The life insurance choices available to you are based on important details about your hobby.
Our advisers will inquire about your needs to identify the best life insurance for you.
- What frequency are you racing at?
- Do you participate in races in the UK or abroad?
- What is the tallest mountain that you could compete on?
- What is the engine size of your bike?
- Do you race professionally or as a hobby?
Certain insurers may be able to provide you with life insurance under standard terms. This refers to the normal premiums without any exceptions.
In some cases, insurers may raise life insurance premiums if you frequently travel internationally or operate powerful engines. This is some, not all, and we know where to find it.
Critical Illness
Enduro racing may be included in the question set when applying for critical illness cover. Insurers frequently include a question about extreme sports, even if they don’t mention it specifically.
Certain insurers may impose an exclusion on your critical illness policy for claims that pose a higher risk while engaging in racing activities. Examples of these include traumatic head injury and total permanent disability.
Income Protection
Income protection may be accessible for racers under standard terms. The insurer will inquire about the location of your races, frequency of races, and any previous race-related injuries.
Certain insurers may not provide standard income protection terms if you engage in enduro racing, so selecting the appropriate one is crucial. Our advisers will search for an income protection insurer to assist with your racing needs.
