Life Insurance
Do you play golf outside or indoors, like in driving ranges, simulators, or for lessons? Maintaining a healthy and active lifestyle will be viewed positively by insurers, regardless of how you prefer to enjoy your golfing hobby.
Our advisers will inquire about your needs to locate the best insurer for you:
- What is your frequency of playing golf?
- Are you involved in competitions?
- Do you golf in the UK or overseas?
- Have you experienced any injuries related to golf?
Engaging in golf as a hobby will typically result in standard terms being offered on life insurance policies. This indicates that there are no premium increases or exclusions on the policy.
Recent injuries should not affect your life insurance, however, pending tests or upcoming surgeries might cause a delay in the start of your coverage.
When applying for life insurance, we will inquire about your medical history and your family’s medical history to assist in selecting the appropriate insurer for you.
Critical Illness
Golfing activities should not affect your eligibility for critical illness cover, which is an important insurance to consider.
We need to inquire about any golf-related injuries you’ve had, your frequency of playing, and the locations you play at. It is important for us to gather information about your health and family medical history so we can select the best insurer for you right from the beginning.
Income Protection
Arranging Income Protection should be simple. When playing golf, informing us of any injuries, back pain, or muscle strains early on is crucial due to the potential risks involved.
The insurer might exclude claims for body areas with recent injuries, so discussing it early helps us provide clarity on coverage options. An exclusion can be inconvenient, but there are opportunities for policy review at certain times for removal of such exclusions.
How We Work
1: We contact you and take down your details, income outgoings, name, address etc.
2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.
3: You upload the documents and information needed via our channel our online portal.
