Life Insurance
Life insurance for hang gliders participating in a single event is typically approved under standard terms.
Our advisers will ask you to confirm this.
- How frequently do you go hang gliding?
- Are you affiliated with a national association?
- Are you certified as an instructor?
- Do you participate in hang gliding competitions?
- Are you hang gliding internationally or in the UK?
For those engaging in this activity as a casual hobby, life insurance should generally be obtainable at standard rates from most insurance companies. Life insurance policies may be available with special terms for individuals who take regular flights.
As a result, your insurer will raise your premiums due to the increased risk associated with hang gliding. Life insurance tends to be affordable, so while it’s good to avoid premium increases, it doesn’t always result in expensive costs.
Critical Illness
The underwriting guidelines for critical illness insurance for hang gliders are slightly more stringent than those for life insurance. When booking a one-time flight for leisure or a special occasion, standard rates for critical illness coverage are usually an option.
If you meet certain criteria as a qualified instructor, belong to an accredited association, and insurers don’t view your number of flights as high risk, you might qualify for critical illness cover at standard terms.
People who frequently engage in hang gliding might find that critical illness cover is available under special terms, excluding any illnesses caused by the activity from policy claims.
A critical illness policy covers various conditions unrelated to potential hang gliding accidents. An exclusion may have a negative connotation, but our advisers will discuss it with you so you can decide what’s best for you.
Income Protection
Income protection for hang gliders may be approved under standard conditions, as long as you choose the appropriate insurer.
When applying for income protection, make sure to list any injuries related to your hobby, as it can affect the policies you have access to.
Injuries like torn ligaments or broken bones may result in exclusions, depending on their recency. These exclusions can be either permanent or temporary.
How We Work
1: We contact you and take down your details, income outgoings, name, address etc.
2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.
3: You upload the documents and information needed via our channel our online portal.
