Life Insurance
Life insurance for parasailers is usually offered at standard terms by many UK insurers.
We will need to ask you the following questions in order to find the right insurer for you.
- How frequently do you go parasailing?
- Is this being done in the UK or abroad?
- Are you participating in any contests?
Participating in unique holiday experiences is not likely to impact the terms you receive for life insurance. For those participating in competitions or traveling internationally frequently, it is crucial to find the appropriate insurance.
Critical Illness
Parasailers typically qualify for critical illness cover under standard terms. This is probably more likely if you’re not doing it frequently.
For individuals frequently parasailing or engaging in other high-risk activities, the insurer may require additional details about their pursuits. This may result in the introduction of unconventional terms for critical illness coverage.
Income Protection
Income protection for parasailers is potentially available at standard rates. Choosing an insurer that’s good with parasailing really depends on how often you’re doing it.
Your past injuries may impact the policies you’re eligible for. With income protection, it’s common for exclusions to be added to your policy if you’ve had previous breaks or sprains. The outcome depends on when the injury occurred and whether you have fully healed.