Life insurance for Roofers

Life Insurance

When filling out a life insurance application, questions about working at heights are usually included. It is essential to choose an insurer that align with your job, although working at heights is not necessarily deemed negative by insurers.

Our advisers will inquire to determine the suitable life insurance for you:

1. At what height do you typically work?
2. What is the highest height you will work at?
3. What frequency do you work at this maximum height?

Life insurance for roofers working below 40 feet (12 meters) is typically available at standard rates with the majority of insurers. This entails no increase in policy premiums and no exclusions.

If you work at a height over 40 feet, some insurers may charge higher rates for your life insurance.

Critical Illness

Coverage for critical illnesses is typically offered to roofers under standard conditions. It is probable if you work under 40 feet.

Workers who often work at heights exceeding 40 feet may be eligible for critical illness coverage with adjusted terms by certain insurance providers. This typically results in a rise in policy premiums.

Income Protection

Roofers can typically obtain income protection from several insurance companies. Certain insurers excel at providing income protection to blue collar workers, and we are aware of their identities.

During an application for income protection, the insurer will inquire about your current health conditions and any recent experiences from the past few years. They are interested in any health condition that has affected your ability to work in the past.