Life Insurance With Cancer

Life Insurance

There are a number of key areas that are taken into account when underwriting cancer life insurance:

1. Type of cancer
2. Area / Organs affected
3. Grade and Stage
4. Date you were diagnosed with cancer
5. Date of the last treatment for cancer
6. Time in remission
7. Medical History
8. Treatment received (i.e. Chemotherapy, Radiotherapy etc.)

Life insurance for cancer patients can be difficult to navigate, especially if you’ve never needed to know anything about it before. We are here to offer advice and guidance so you don’t have to worry about finding the right insurance policy.

Here are some questions you may be asked from one of our advisers:

1. What type of cancer do you have?
2. Do you have any recent results from tests or scans?
3. What medication are you taking?
4. Do you have a family history of cancer?
5. When were you diagnosed?
6. Are you currently receiving treatment?
7. What grade or stage is your cancer?

Critical Illness

Critical illness cover may be included as part of your existing life insurance policy. There are more than 200 different types of cancer, so you may need to check if your insurance covers your type.

Most critical illness policies will cover:

• Cancer
• Stroke
• Heart Attack
• Liver or Kidney Failure
• Multiple Sclerosis (MS)
• Major Organ Transplant

Income Protection

For more information on Income Protection if you are diagnosed with cancer, please request a callback from one of our experienced advisers and we will be happy to walk through the process with you.