Life Insurance
Individual with Depression may encounter challenges in obtaining life insurance at a favorable cost. You may wish to talk to someone who understands your needs. This section explores the availability of life cover for individuals with Depression and outlines the process involved.
In order to get life insurance, we may ask you the following questions:
- What was your age at diagnosis?
- What condition have you been diagnosed with?
- Is there an event relating to diagnosis?
- When was your most recent attack / episode?
- Has there been any instances of self-harm?
- Has there been any suicide attempts or thoughts?
- What is your medical history?
- Are you currently receiving any medication / treatment / counselling to help with your condition?
The assessment of Life Insurance for Depression takes into account the severity of the condition, current treatment, medication, hospitalization, and history of suicidal attempts or thoughts. Insurance companies have different underwriting processes for Mental Health, so it’s crucial to apply to the most suitable company for your situation and provide all necessary information. In certain instances, obtaining life insurance for depression without any additional fees is feasible if the condition is properly managed and there have been no recent episodes.
Different insurance providers have varying policies when it comes to Mental Health and Life Insurance. Decisions can differ greatly. It is vital to find the most suitable provider for your situation.
Critical Illness / Income Protection
You could be eligible for other products like Critical Illness Cover or Income Protection, even if you have a history of Depression.
The treatment plan will be determined based on factors including condition severity, medication, and any issues like suicidal thoughts or attempts, alcohol abuse, or self-harm.
How We Work
1: We contact you and take down your details, income outgoings, name, address etc.
2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.
3: You upload the documents and information needed via our channel our online portal.
Life Insurance for Water Sports
Life Insurance Engaging in water sports offers a great opportunity to enjoy nature and also experience an adrenaline rush. It is important to understand the implications for your insurance, whether you are white water [...]
Life Insurance for Triathlons
Life Insurance Life insurers view regular exercise as a positive lifestyle choice, indicating your commitment to caring for your health. Participating in triathlons generally doesn't affect your life insurance, although there are some cases [...]
Life Insurance for Tennis
Life Insurance Life insurance companies view regular exercise positively. It demonstrates dedication to maintaining good health and contributes to staying fit and healthy throughout life. Engaging in tennis as a hobby typically doesn't impact [...]
Life Insurance for Snowboarding
Life Insurance Snowboarding requires a good amount of skill and is an enjoyable sport. Snowboarding during a vacation is not expected to impact your life insurance application. Certain activities may be perceived as riskier [...]
Life Insurance for Scuba Diving
Life Insurance Participating in a single scuba diving session during a vacation is not likely to impact your life insurance application. Insurers prefer to have specific details about your dives if you are scuba [...]
Life Insurance for Skydiving
Life Insurance Participating in a single skydive probably won't affect your life insurance application, but it's recommended to verify. Insurers vary in their question sets, so it's crucial to find the one that suits [...]
