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Mortgage Advice in Bristol

Are you in need of Mortgage Advice in Bristol?

Over the years I have built up clients from lots of areas within Bristol. Areas include Ashley Down, Ashton Gate, Avonmouth, Barton Hill, Bedminster, Bedminster Down, Bishopston, Bishopsworth, Blaise Hamlet, Brentry, Brislington, Bristol, Broom Hill, Broomhill, Clay Hill, Clifton, Coombe Dingle, Cotham, Downend, Eastfield, Easton, Eastville, Filton, Filwood Park, Golden Hill, Headley Park, Hengrove, Hengrove Park, Hicks Gate, Hillfields, Kingswood, Lawrence Weston, Lockleaze, Lower Knowle, Netham, Novers Park, Lower Knowle and many more.

A Few of our Reviews

Damian Youell

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How We Work

1: We contact you and take down your details, income outgoings, name, address etc.

2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.

3: You upload the documents and information needed via our channel our online portal.

Feel Free to Contact Us

Efficient Easy to Understand Process..

Types of Mortgages Offered

Damian Youell

Feel Free To Start WhatsApp Chat With Us...

How We Work

1: We contact you and take down your details, income outgoings, name, address etc.

2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.

3: You upload the documents and information needed via our channel our online portal.

Feel Free to Contact Us

FAQs- Mortgage Broker in Bristol

What is a mortgage broker (and do you need one)?

A mortgage broker is an independent financial adviser who will help you find your dream home loan. They work closely with banks and building societies to compare loans and fees so they know what’s out there before recommending which option suits you best. An experienced mortgage broker does not lend money themselves but instead acts as an intermediary between borrowers and lenders. This means they don’t charge any upfront costs as most estate agents would. In conclusion, if you are looking forward to mortgage advice, you can contact our team at NeedingAdvice.co.uk Ltd.

How long has this company been trading in Bristol?

Needing Advice was founded back in 2011 and since then we’ve helped thousands of people across the UK secure affordable finance for their new build properties. Our aim is simple – make finding a mortgage quick and hassle-free! If you’re thinking about getting onto the property ladder, why not talk to us today?

How much do mortgage brokers charge in Bristol?

We believe that everyone deserves access to good quality advice without being charged exorbitant amounts. That’s why we keep our charges low and transparent. All our mortgage advisers receive training and ongoing support to ensure they always deliver excellent service. So whether you’re looking for a short-term fix, a longer-term plan or even planning ahead for retirement, we’ll guide you every step of the way.

Do I need a guarantor?

Having a mortgage guarantor depends on your circumstances. We recommend having a guarantor if you’re self-employed or have a limited income. It also helps if you have a large deposit or if you’re buying a second home. However, it isn’t essential. You can apply for a mortgage without a guarantor if you meet certain criteria.

Are all mortgage brokers regulated by the Financial Conduct Authority?

No. The FCA regulates mortgage broking companies and those working within them. But it doesn’t regulate individual advisors. Therefore, it isn’t possible to say how many mortgage brokers are registered with the FCA. Most mortgage brokers have a licence issued by the Money Lenders’ Association. This gives them permission to deal with customers and advise them on mortgages.

Can I use a mortgage broker when buying a house?

You certainly can. Mortgage brokers are experts in helping buyers choose the perfect property. Whether you’re after a first-time buyer package or a more experienced investor, a mortgage broker will be able to match you up with the ideal lender. As well as saving you time and stress, using a mortgage broker will mean you avoid paying commissions to multiple salespeople.

Is it cheaper to pay off my existing debt rather than take out a mortgage?

It depends on where you live. For example, interest rates are higher in London than elsewhere in England. Also, depending on your circumstances, taking out a mortgage might actually cost less than repaying debts such as credit cards and personal loans.

What happens once I sign the contract?

Once you’ve signed the paperwork, your advisor will start searching for suitable products. They may also arrange an appointment at one of our branches so you can meet face to face. You’ll get a call from your adviser letting you know what stage things are at. Then, if everything goes smoothly, you’ll close your loan within 30 days. We’ll send you details of any fees involved along with information on how to repay your loan.


Check Our Equity Release Mortgages Section

About The Author

mortgage broker damian youell



See some of Damian’s client reviews below

Damian is an experienced mortgage broker, founder of NeedingAdvice.co.uk Ltd and company director. With over a decade working as a mortgage broker he has a strong understanding of hard to place mortgage cases. With hundreds of 5 star client reviews. hundreds of repeat clients his work speaks for himself.

He started NeedingAdvice.co.uk as a one man band with the philosophy of putting clients needs ahead of his own. This ethos of offering excellent customer service has helped the business grow over the years. He gets satisfaction on getting cases pushed through to offer stage where other mortgage broker and companies have failed.

Throughout his time as an adviser he has carved out a niche area of advice helping clients with their business protection requirements too. Having helped hundreds of client with Relevant Life Policies, Shareholder Protection Insurance, Keyperson Policies and other important protection requirements of large to small businesses.

At home he is a family man and likes to spend his time with his four children and wife Lisa. He enjoys going on holidays spending time with friends and going for walks.